Blog.

This is a true story about how money, trauma, and trust collide. A 33-year-old man, emotionally stuck at 19 after losing both parents, received a $950K settlement—what unraveled wasn’t the money but the wounds he never healed. Walking with him through fear and dependence taught me this: handling finances is easy; helping someone build the inner structure to hold them is not. Even his silence on Thanksgiving revealed the truth about boundaries and human nature.

Macro & Rates The 10-year U.S. Treasury yield has fallen below 4%, reaching its lowest level in months. This signals a cautious market sentiment and a tilt toward “flight to safety.” Regional economic data—such as the Philadelphia Fed’s manufacturing index plunging to –12.8—suggests weakening activity, even as input and output price pressures remain elevated. The ongoing U.S. government shutdown continues to cloud the outlook and may delay key data releases, forcing markets t

Professor Hartnett analyzes the U.S. government shutdown crisis, revealing institutional dysfunction beyond politics. Covering market responses and economic impacts, he argues this represents deep systemic contradictions. Investors must reassess political risks and develop flexible allocation strategies to navigate uncertainty and find opportunities.

In this Market Insights piece, Jenna Ryan reflects on 2024–2025: inflation, Fed policy, global risks, and the AI boom. Lessons for independent investors—why diversification, liquidity, and narrative awareness matter most in volatile markets.