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Wealth isn't what you keep—it's what you give, with clarity of purpose, with clear intention, and without applause.
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Education Can Change Your Destiny, But Only If You're Willing to Change
Education can change your destiny — but only if you’re willing to change.
In this reflection, Jenna Ryan explores the real power of education through the story of a student named Sarah. True transformation doesn’t come from information alone — it comes from action, courage, and readiness to change. Whether it’s investing or personal growth, the greatest lesson is simple: start before you feel ready.


About "noble people" and luck
Many people believe they need to find a benefactor to change their life. But benefactors don’t fall from the sky — they appear when you start taking action. When you study, take initiative, and clearly express your goals, opportunities and mentors naturally find you. The best way to attract benefactors is to become one yourself — help others, and opportunity will help you in return.


Financial Freedom Mindset 2025 — Why True Wealth Is Just the Beginning
True financial freedom isn’t about reaching a number — it’s about reaching a mindset. In Financial Freedom Mindset 2025, Jenna Ryan explores why true wealth begins with purpose, clarity, and the courage to choose your own path.


Learning from Failure in Investing — How My First Loss Became My Greatest Lesson
Everyone fails at something — especially in investing. In this essay, Jenna Ryan shares how losing her first investment became her greatest teacher, revealing powerful lessons about humility, resilience, and risk management.


Insight Snapshots
Macro & Rates The 10-year U.S. Treasury yield has fallen below 4%, reaching its lowest level in months. This signals a cautious market sentiment and a tilt toward “flight to safety.” Regional economic data—such as the Philadelphia Fed’s manufacturing index plunging to –12.8—suggests weakening activity, even as input and output price pressures remain elevated. The ongoing U.S. government shutdown continues to cloud the outlook and may delay key data releases, forcing markets t


When AI optimism, bank strength, and gold’s glow collide
U.S. markets balanced optimism and caution as AI-driven tech gains and strong bank earnings lifted equities, while gold surged and crypto struggled amid rising yields. With mixed Fed signals and slowing economic momentum, investors walked a fine line between confidence and risk.


America's Tears
The US government shutdown, a result of political polarization, erodes national trust and challenges global leadership. This crisis of confidence is a warning sign for both US and global stability.


For my friend, Thomas J. Hughes
Ten years ago, my best friend, a 29-year-old Wall Street VP, died from cardiac arrest fueled by a culture of overwork. This is his story, and it's a warning: No job is worth your life. No success is more important than your health.


My Mental Map: Extremes, Long-Term Vision, and Inner Strength
Finding Certainty in Extremes Deep in the Tengger Desert, the temperature soared to 45 degrees Celsius. Heat waves distorted the horizon, and the boundless sea of sand swallowed all sense of direction. It was the third day of the Gobi Challenge, with 7.46 miles to the next supply station. My water bottle was empty, every cell in my body screamed to give up, and a teammate showed signs of heatstroke. In such a life-or-death moment, panic is instinctive, but I was not controlle


The Process and Restrictions for Reselling Shares Previously Acquired Through a Block Trade
Abstract This report aims to detail the process for reselling shares acquired through a block trade in the U.S. stock market, with a...
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